Group News Updates – September 2015

Ohio Lowers Age for Dependent Coverage to 26

In conjunction with Ohio Substitute House Bill 201, for plans or policies issued or renewed on or after January 1, 2016, the maximum age for enrolling dependent children has been lowered from 28 to 26 years of age. This change was enacted to mirror the federal requirement under the Patient Protection and Affordable Care Act (PPACA).

Based on the updated legislature, eligible dependents age 26 or 27 covered under a parent’s employer-sponsored plan will lose coverage effective the end of the month of their birthday in 2016 OR the group’s anniversary/open enrollment date in 2016, whichever comes first.

Note: For anniversary/renewal dates of January 1, 2016, adult dependents losing coverage in December may need to purchase their own plan or policy during the upcoming open enrollment period which runs from November 1, 2015 to January 31, 2016. If these dependents wish to have coverage beginning January 1, 2016 they must enroll by December 15, 2015.