It depends on your income, health needs, and budget. COBRA keeps you on the same plan and doctors but usually costs more since you pay the full premium. A Marketplace plan may qualify for income-based subsidies that lower the monthly cost, though your plan and network may change. An independent broker can compare both options for your specific situation at no charge.
Is COBRA or a Marketplace plan better after losing a spouse?
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About the Author: Ohio Health Benefits Team
Ohio Health Benefits is a locally-owned independent insurance broker serving Ohio from offices in Tallmadge, Canton, and Hiram. We have a reputation for personal attention, flexibility, dependability, and integrity. As a broker, we carefully select both national and Ohio-based insurance companies to provide you with the insurance policies that are the best fit for your unique situation and budget.
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