Pick the plan that fits you.

Comprehensive coverage for life’s changes.

Major Medical plans are comprehensive, ACA-compliant health insurance policies built for individuals and families who need full coverage rather than limited or short-term protection. These plans cover a broad range of services, including hospitalization, surgery, prescription drugs, and preventive care.

Major Medical is often the right fit if you’re self-employed, between jobs, an early retiree, or simply don’t have access to coverage through an employer. Because these plans are comprehensive, they typically come with a higher monthly premium than limited-benefit alternatives — but they also provide the strongest financial protection if you experience a major illness or accident.

Each plan’s cost is based on your age, tobacco use, where you live in Ohio, and your household’s adjusted gross income. Plans include a yearly deductible, and most cover office visit copayments and prescription costs.

Doctor examining patient covered by comprehensive Major Medical health insurance

As an independent broker, Ohio Health Benefits compares Major Medical plans from multiple carriers to help you find the coverage that truly fits your health needs and your budget.

If you have questions, call us at 330.633.7713 or click here to email us your name and phone number for us to call you.