Are you relying on Original Medicare (Parts A and B) and wondering why your dental bills, vision care, and hearing aids aren’t covered? You’re not alone. Millions of Medicare beneficiaries in Ohio are discovering that while Original Medicare covers the basics, it leaves significant gaps in everyday healthcare needs—even if you’ve added a Medigap policy.

That’s where Medicare Advantage (Part C) plans change the game. These comprehensive plans include everything Original Medicare covers, PLUS extra benefits that can save you thousands of dollars each year on essential health services. And with key enrollment deadlines approaching, now is the perfect time to explore whether a Medicare Advantage plan is right for you.

Let’s count down the top 6 extra benefits that make Medicare Advantage plans stand out from traditional Medicare coverage.

#6: Transportation Services – Getting You Where You Need to Go

Missing doctor’s appointments because you don’t have a ride? Many Medicare Advantage plans in Ohio include transportation benefits that Original Medicare simply doesn’t cover.

What’s Included:

  • Rides to and from medical appointments
  • Transportation to pharmacies for prescription pickup
  • Some plans even cover trips to approved fitness centers

For seniors who no longer drive or have limited mobility, this benefit isn’t just convenient—it’s essential for maintaining your health. Original Medicare and Medigap policies offer zero coverage for transportation, leaving you to arrange and pay for rides on your own.

#5: Over-the-Counter (OTC) Allowances – Everyday Health Items Covered

Imagine getting a quarterly allowance to purchase health-related items you use every day. With Medicare Advantage, you don’t have to imagine it.

What You Can Buy:

  • Pain relievers and first aid supplies
  • Vitamins and supplements
  • Cold and allergy medications
  • Dental care products (toothpaste, denture cleaners)
  • Incontinence products
  • And much more!

Many Ohio Medicare Advantage plans provide OTC allowances ranging from $25 to $150+ per quarter. That’s up to $600 or more annually for items you’re already buying out-of-pocket. Original Medicare? It doesn’t provide a single dollar for these everyday necessities.

#4: Hearing Benefits – Because You Shouldn’t Miss Life’s Important Moments

Hearing loss affects approximately one in three adults over 65, yet Original Medicare provides virtually no coverage for hearing aids—devices that can cost thousands of dollars per pair.

Medicare Advantage Hearing Benefits Include:

  • Routine hearing exams
  • Hearing aid coverage (often including top brands)
  • Fitting and adjustment services
  • Some plans cover replacement hearing aids every few years

Don’t let the high cost of hearing aids keep you from conversations with grandchildren, important medical discussions, or enjoying your favorite activities. Medicare Advantage plans recognize that hearing health is essential to overall wellbeing and quality of life.

#3: Vision Coverage – See Clearly, Live Confidently

Can you remember the last time you had an eye exam? When did you last update your prescription glasses? If you’re on Original Medicare, you might be putting off these important services because they’re not covered.

Medicare Advantage Vision Benefits Typically Include:

  • Annual comprehensive eye exams
  • Allowances for prescription eyeglasses or contact lenses
  • Discounts on lens upgrades and designer frames
  • Coverage for contact lens fittings

Eye health becomes increasingly important as we age. Conditions like glaucoma, cataracts, and macular degeneration require regular monitoring. With Medicare Advantage, you can stay on top of your vision health without worrying about the cost of routine care.

#2: Dental Coverage – Your Smile Matters

Here’s a shocking fact: Original Medicare provides almost no dental coverage. No routine cleanings, no fillings, no dentures. Even with a Medigap plan, you’re left paying out-of-pocket for all your dental care.

Medicare Advantage Dental Benefits Often Include:

  • Preventive care: cleanings, exams, X-rays (often $0 copay)
  • Comprehensive services: fillings, extractions, root canals
  • Major services: crowns, bridges, and dentures
  • Annual maximum benefits that can save you thousands

Poor dental health is linked to heart disease, diabetes complications, and other serious health conditions. Medicare Advantage plans understand this connection and provide the dental coverage you need to maintain both oral and overall health.

#1: Fitness Benefits – Stay Active with SilverSneakers and More

The #1 extra benefit that Medicare Advantage members rave about? Gym memberships and fitness programs like SilverSneakers.

What You Get:

  • Free membership to thousands of participating gyms and fitness centers nationwide
  • Access to SilverSneakers classes designed for older adults
  • Online workout videos and fitness resources
  • Some plans include home fitness kits
  • Swimming pool access at participating locations

Staying physically active is one of the best things you can do for your health as you age. It helps prevent falls, manages chronic conditions, supports mental health, and keeps you independent longer. Yet a gym membership can cost $30-$50 per month—$360-$600 annually. Medicare Advantage plans include this benefit at no extra cost.

The Bottom Line: More Coverage, More Value

When you compare Medicare Advantage to Original Medicare with a Medigap policy, the difference is clear. Original Medicare covers hospital stays and doctor visits—period. Medigap helps pay your Medicare deductibles and coinsurance, but it doesn’t add any new benefits. You’re still left paying 100% out-of-pocket for:

  • All dental care
  • Routine vision care and glasses
  • Hearing exams and hearing aids
  • Gym memberships
  • Over-the-counter health items
  • Transportation to medical appointments

Medicare Advantage plans bundle everything together with extra benefits that support your overall health and wellbeing. These aren’t just nice-to-haves—they’re essential services that can dramatically improve your quality of life and save you significant money every year.

Important Medicare Advantage Enrollment Deadlines

Don’t miss your opportunity to enroll in a Medicare Advantage plan with all these extra benefits:

Annual Election Period (AEP): October 15 – December 7 This is your main opportunity each year to enroll in, switch, or drop a Medicare Advantage plan. Coverage begins January 1.

Medicare Advantage Open Enrollment Period: January 1 – March 31 Already have a Medicare Advantage plan? You can switch to a different Medicare Advantage plan or return to Original Medicare during this period.

Initial Enrollment Period Turning 65? You have a 7-month window around your 65th birthday to enroll in Medicare and choose a Medicare Advantage plan.

Special Enrollment Periods Certain life events (like moving to Ohio or losing other coverage) may qualify you for a Special Enrollment Period to join or change plans outside the standard timeframes.

Ready to Explore Your Medicare Advantage Options in Ohio?

Choosing the right Medicare coverage is one of the most important healthcare decisions you’ll make. The extra benefits available through Medicare Advantage plans can make a real difference in your health, happiness, and financial security.

At Ohio Health Benefits, we specialize in helping Ohio seniors navigate their Medicare options. We’ll help you:

  • Compare Medicare Advantage plans available in your area
  • Understand which extra benefits matter most for your lifestyle
  • Determine if you qualify for any Special Enrollment Periods
  • Enroll in the plan that’s right for you—with no pressure, just expert guidance

Don’t wait until the enrollment deadline passes. Contact Ohio Health Benefits today to schedule your free, no-obligation Medicare Advantage consultation. Our local experts are here to answer your questions and help you make the most of your Medicare coverage.