Lowering Income Could Increase Your Subsidies

Your adjusted gross income affects how much of a subsidy you will receive. Your total income minus any allowable additions or deductions equals your adjusted gross income. This number affects how much of a premium tax credit (subsidy) you will receive. If you purchase your own high-deductible health insurance plan (minimum $1250 deductible for individual or $2500 […]

Retail vs. Urgent Care Clinics: 2

Who should (and who should not) use a retail clinic? Most people can’t tell the difference between a retail clinic and an urgent care clinic and therefore can’t tell which one is better for them. Urgent care clinics treat patients that have an illness or injury that require immediate attention but is not […]

What is a Health Insurance Exchange?

A marketplace for consumers to buy their own health insurance. A health insurance exchange as required by the passage of the health care reform bill will be a marketplace for consumers (non-Medicare) to go who are required to buy their own health insurance. The federal government run shopping website will […]

Smartphones: The Future of Medicine

The digital revolution will create better health care while radically empowering patients and consumers. Dr. Eric Topol, distinguished cardiologist and author of ‘’The Creative Destruction of Medicine,’’ lays out his vision for how people will start running common medical tests, skipping office visits and sharing their data with people other […]