If you are self-employed, a student, an early retiree, divorced, between jobs or don’t have health insurance at your work, than an individual and/or family health insurance is the right choice. Each plan is price based on your age, if you are a tobacco user, the area in Ohio of your primary residence and you household adjusted gross income. Each plan has a yearly deductible and some cover office visit copayments and have prescription coverage. There are many factors in determining the right plan for you and your family. Ohio Health Benefits helps you find the right plan to meet your needs.