Medicare prescription drug plans have a phase called the coverage gap or “donut hole.” When you reach this phase your cost-share may change based upon the type of drug(s) you are taking.
Here’s an example of how it works:

Some prescription drugs require that you adhere to special rules before your insurer will cover them. Don’t worry – we’re here to answer your questions. Call us toll free at (866) 235-8378 or click here to email us your name and phone number for us to call you.
Ohio Health Benefits also offers Medicare & Muffins, a free educational seminar to help you understand how Medicare works. These seminars are free and open to the public every Wednesday at 9 am and Thursday at 3pm. For details and registration link click here.